Customers need to weigh whether they will be better off selling their mutual fund holdings or taking a loan against it.
Experts tell Tinesh Bhasin how to pick one to save money as well as some troubles later
Importantly, is there hope going forward?
'When a company goes into insolvency, by definition it means that existing shareholders have been wiped out.'
If you are planning for a long-term goal like your child's education in a foreign university, invest about 20% of your portfolio in foreign assets that can provide a hedge against the rupee's depreciation.
Why the case for investing in passive funds is becoming stronger.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Rera's implementation is patchy across states, and the powers of the regulator to enforce its orders are also limited.
Whether you have a two bedroom or a three bedroom house, you can convert it into a smart home starting at Rs 60,000 to Rs 70,000.
Define ownership proportionately at the time of registration to ensure that you don't face problems on taxation front.
Contrarian stocks can help investors generate much higher returns than buying shares of companies that have shown consistent high growth for years.
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
If you leave too much money lying in your trading account or hand over your securities to brokers, there is always the risk that they could use it to trade in the markets.
Investors can earn risk-free income of 6% to 8% annually by lending stocks.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
New borrowers should go for banks over housing finance companies as the new benchmark -- MCLR -- is more transparent.
Also build a contingency fund equal to 9 to 12 months of expenses.
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
Move 10 per cent of your portfolio to the yellow metal.